Best Personal Loans of December 2025

The Eazzy Loan offers a convenient and accessible borrowing solution through Equity Bank’s digital channels. Customers can enjoy quick access to funds without the need for guarantors or complex paperwork, making it ideal for both remittance and business clients.

Standard Chartered offers a convenient personal unsecured loan designed to provide immediate cash. This flexible loan can be used for any purpose, making it suitable for various financial needs.

HFC Personal Loan offers flexible financing for individuals with regular income, providing up to KES 7,000,000 over a maximum of 84 months. Borrowers benefit from competitive interest rates on a reducing balance and no penalties for early repayment.

I&M Bank offers Unsecured Personal Loans designed to help individuals meet various financial needs without requiring collateral. These loans provide flexible financing options to support personal aspirations and unexpected expenses.

Borrow up to KES6,000,000 with no collateral required as security Flexible repayment options up to 96 months Access to affordable credit life insurance Your income determines the maximum amount you qualify for The monthly repayment is deducted from your Absa account via a debit order If the company you work for has a check-off agreement with Absa, you can apply for a scheme loan. This means that repayments are deducted directly from your salary. This is available to permanently employed or contract workers